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	<title>John's Blog &#187; money</title>
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	<description>To explore and evaluate the true causes of social and environmental problems and how prejudice and emotion prevent solutions to those problems</description>
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		<title>POLITICS AND RELIGION</title>
		<link>http://www.jwmalenda.com/blog/2009/04/25/politics-and-religion/</link>
		<comments>http://www.jwmalenda.com/blog/2009/04/25/politics-and-religion/#comments</comments>
		<pubDate>Sat, 25 Apr 2009 18:32:14 +0000</pubDate>
		<dc:creator>John</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[History]]></category>
		<category><![CDATA[Politics]]></category>
		<category><![CDATA[Truth]]></category>
		<category><![CDATA[ethics]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[society]]></category>

		<guid isPermaLink="false">http://www.jwmalenda.com/blog/2009/04/25/politics-and-religion/</guid>
		<description><![CDATA[


   For as long as I can remember I have heard people say &#8220;Don&#8217;t discuss politics or religion&#8221;.That makes sense because both are subjective issues and people usually adhere to religion as a ‘faith-based system of salvation&#8217;. Faith is the sticking point.
People do not change unless given a reason and since the principles of a [...]]]></description>
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<p> <![endif]--><!--[if gte mso 9]><xml>   </xml><![endif]--><!--[if gte mso 9]><xml>       </xml><![endif]-->   For as long as I can remember I have heard people say &#8220;Don&#8217;t discuss politics or religion&#8221;.That makes sense because both are subjective issues and people usually adhere to religion as a ‘faith-based system of salvation&#8217;. Faith is the sticking point.</p>
<p>People do not change unless given a reason and since the principles of a religion do not change significantly people continue to believe in their deities. Theists, of just about any religion, use the argument &#8220;it could not have been otherwise&#8221;.</p>
<p>People usually stay with the religion of their parents until an event in their lives causes them to question why they are of a particular faith. People do not simply change from one religion to another. They must first drop their original beliefs because of disagreement with their church leaders, a change in church policy or they dislike someone in the congregation so much that they are uncomfortable being there.</p>
<p>Politics, on the other hand is also subjective but the results of politicians are generally visible. The <strong><em>process</em></strong> may not be transparent but the results of the politicians actions are.</p>
<p>I have tried to avoid these two topics in my articles when I started writing them a year and a half ago but I wish to remind people of what happens when you ‘owe&#8217; something to someone.</p>
<p>If someone loans you money they expect it to be repaid.</p>
<p>I believe people borrow money for two primary reasons.</p>
<p>The usual reason is that they need to borrow because they have mismanaged their affairs and are in debt.</p>
<p>The second is that they want the money to invest in a new home, car or business.</p>
<p>In the former case it is expected that the borrower will modify his or her habits so that they can avoid actions which caused their original financial problem.</p>
<p>The individual who loaned the money expects that assurance and so monitors  the debtor&#8217;s behavior, and if necessary, attempts to control it.</p>
<p>In politics no one is elected who is an unknown therefore to advertise a candidate&#8217;s attributes requires money. We have seen recently that even elected positions that are of minor significance require ever increasing amounts of money.</p>
<p>This money comes from campaign contributions so the politician who receives it owes something to the contributor. The larger the contribution, the greater the debt.</p>
<p>Whoever loans you money essentially controls you. If it&#8217;s an individual or bank they need to know that the course that you are pursuing will guarantee that they will get their money back.</p>
<p>If you expect a handout from the government then you owe the government and they receive their payment through taxes. If you owe the government, it can tell you how you must live your life and how much of your money that they will take to make that happen.</p>
<p>We are caught up in a huge game.<br />
The people at the top make&#8211;and keep&#8211; the most money in a Socialistic system.<br />
That seems to be the game plan, a Socialistic &#8216;One World&#8217; system of currency and governmental control by a few people. Perhaps it will be those few who have the greatest influence on the United Nations organization.</p>
<p>Every time the Democrats get elected, they push us a little closer toward Socialism.<br />
When the Conservatives get back in, it&#8217;s like a &#8216;ratchet&#8217;&#8211;it never goes back. They never undo what the Liberals have done.</p>
<p>This is not to excuse all Republicans either. They want to get as many votes as possible so they must satisfy the desires of the masses with hand-outs which also is a step toward Socialism.</p>
<p>In short, no matter who gets elected in this country, Democrat or Republican, you can expect Socialism in the end. It is only a matter of who gets us there the fastest.</p>
<p>The government will decide what the individual is entitled to and control that through taxes and the redistribution of wealth.</p>
<p>That is, except for the privileged few at the top.</p>
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		<title>What Went Wrong?</title>
		<link>http://www.jwmalenda.com/blog/2009/02/09/what-went-wrong/</link>
		<comments>http://www.jwmalenda.com/blog/2009/02/09/what-went-wrong/#comments</comments>
		<pubDate>Mon, 09 Feb 2009 15:31:24 +0000</pubDate>
		<dc:creator>John</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Politics]]></category>
		<category><![CDATA[ethics]]></category>
		<category><![CDATA[injustice]]></category>
		<category><![CDATA[law]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[responsibility]]></category>
		<category><![CDATA[society]]></category>

		<guid isPermaLink="false">http://www.jwmalenda.com/blog/2009/02/09/what-went-wrong/</guid>
		<description><![CDATA[A number of years ago I started seeing ads on TV that went something like:
&#8220;I owed the IRS $10,000 but I went to the firm of Joe Cheat and Associates and I only had to pay back $400.&#8221;
This, in my opinion, was the start. People tried to weasel out of their obligations in a semi-acceptable [...]]]></description>
			<content:encoded><![CDATA[<p>A number of years ago I started seeing ads on TV that went something like:</p>
<p>&#8220;I owed the IRS $10,000 but I went to the firm of Joe Cheat and Associates and I only had to pay back $400.&#8221;</p>
<p>This, in my opinion, was the start. People tried to weasel out of their obligations in a semi-acceptable manner.</p>
<p>If you owe the IRS taxes it&#8217;s because you made the money. It&#8217;s as simple as that.</p>
<p>The problem, however, is the honest guy who sees that ad over and over again starts to wonder why he/she doesn&#8217;t do the same.</p>
<p>We have some wonderful examples of our &#8216;Big-League&#8217; politicians who are doing this on a grand scale.</p>
<p>&#8220;Hell, why waste time with Joe Cheat and Associates, I&#8217;ll just bypass the middleman and simply not pay my taxes?&#8221; </p>
<p>No one wants to voluntarily give away their hard-earned money but that happens to be the system that we live under.</p>
<p>If you want government services you must pay for them. That&#8217;s why we have a system of taxation. To do otherwise is to take advantage of the person who is willing to work and play by the rules.</p>
<p>Remember, money doesn&#8217;t come cheap. You trade hours of your life for a paycheck.</p>
<p>You have made a decision to swap part of your life for dollars.</p>
<p>How many hours of <strong>your</strong> life are you willing to give to someone who would rather go fishing or play golf instead of working because he/she figured out a system to coast at your expense?</p>
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		<title>Village Life</title>
		<link>http://www.jwmalenda.com/blog/2008/07/24/village-life/</link>
		<comments>http://www.jwmalenda.com/blog/2008/07/24/village-life/#comments</comments>
		<pubDate>Thu, 24 Jul 2008 21:40:34 +0000</pubDate>
		<dc:creator>John</dc:creator>
				<category><![CDATA[History]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[society]]></category>

		<guid isPermaLink="false">http://www.jwmalenda.com/blog/2008/07/24/village-life/</guid>
		<description><![CDATA[    It appears history is starting to go backwards. We are returning to the village structure that existed before the automobile became so common.
   With automobiles came the freedom to go anywhere one wanted at anytime. Gasoline was cheap and people started ranging much farther away from home than they had in the past. It [...]]]></description>
			<content:encoded><![CDATA[<p>    It appears history is starting to go backwards. We are returning to the village structure that existed before the automobile became so common.</p>
<p>   With automobiles came the freedom to go anywhere one wanted at anytime. Gasoline was cheap and people started ranging much farther away from home than they had in the past. It took a lot of effort to hitch a horse up to a buggy or to saddle a horse and go shopping or visiting someone many miles away.</p>
<p>   I can&#8217;t imagine that many people would have bothered to ride a horse several hundred miles just to go ‘sight-seeing&#8217; either.</p>
<p>   Now that the price of fuel and gasoline have risen to such high levels, people are becoming more conscious of the cost of that freedom.</p>
<p>   We are returning to the village of structure. That is, we are willing to pay more money to buy a product that is closer to home than we have been in the past. I am now willing to spend a $1.79 for a package of screws at the local hardware store rather than driving the extra miles to buy them for fifty cents less.</p>
<p>   The return of the village grocery store is now assured. The supermarkets may find sales decreasing. When the supermarkets began in the late 40&#8217;s and were able to buy products at a much lower price because of the quantity they were buying they were able to charge less money than the village stores. They may find that they will have to reduce their prices even more because people will consider the cost of gasoline to get to their stores.</p>
<p>  We have arrived at an unusual and unexpected event in our economic structure.</p>
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		<title>Fiscal Policy</title>
		<link>http://www.jwmalenda.com/blog/2008/02/15/fiscal-policy/</link>
		<comments>http://www.jwmalenda.com/blog/2008/02/15/fiscal-policy/#comments</comments>
		<pubDate>Fri, 15 Feb 2008 18:29:46 +0000</pubDate>
		<dc:creator>John</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Humor]]></category>
		<category><![CDATA[Politics]]></category>
		<category><![CDATA[ethics]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[society]]></category>
		<category><![CDATA[survival]]></category>

		<guid isPermaLink="false">http://www.jwmalenda.com/blog/2008/02/15/fiscal-policy/</guid>
		<description><![CDATA[Just read this morning that  Congress and the President have decided to borrow $168 billion from China to fund the &#8216;tax rebate&#8217;  for us.
With that, I expect, most will be spent by us to buy products from China.
Perhaps the Columbian drug dealers would like to get in on this deal also. I&#8217;m certain that they [...]]]></description>
			<content:encoded><![CDATA[<p>Just read this morning that  Congress and the President have decided to borrow $168 billion from China to fund the &#8216;tax rebate&#8217;  for us.</p>
<p>With that, I expect, most will be spent by us to buy products from China.</p>
<p>Perhaps the Columbian drug dealers would like to get in on this deal also. I&#8217;m certain that they have money to loan. </p>
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		<title>The War Chest</title>
		<link>http://www.jwmalenda.com/blog/2008/01/16/the-war-chest/</link>
		<comments>http://www.jwmalenda.com/blog/2008/01/16/the-war-chest/#comments</comments>
		<pubDate>Thu, 17 Jan 2008 00:43:59 +0000</pubDate>
		<dc:creator>John</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[History]]></category>
		<category><![CDATA[Politics]]></category>
		<category><![CDATA[Safety]]></category>
		<category><![CDATA[War]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[security]]></category>
		<category><![CDATA[society]]></category>
		<category><![CDATA[survival]]></category>

		<guid isPermaLink="false">http://www.jwmalenda.com/blog/2008/01/16/the-war-chest/</guid>
		<description><![CDATA[I am reading a very interesting book edited by Robert Cowley, &#8220;What if?: The World&#8217;s Foremost Military Historians Imagine What Might Have Been&#8220;.
It is an anthology of essays that look into historic events which would have had drastic consequences for the way we live today if some small event had not happened.
Ignoring the entire point [...]]]></description>
			<content:encoded><![CDATA[<p><img border="0" vspace="12" align="left" width="200" src="http://jwmalenda.com/blog/images/bank.jpg" hspace="12" height="300" />I am reading a very interesting book edited by Robert Cowley, &#8220;<a href="http://www.amazon.com/gp/product/0641597592?ie=UTF8&amp;tag=johwmal-20&amp;linkCode=as2&amp;camp=1789&amp;creative=9325&amp;creativeASIN=0641597592">What if?: The World&#8217;s Foremost Military Historians Imagine What Might Have Been</a><img border="0" width="1" src="http://www.assoc-amazon.com/e/ir?t=johwmal-20&amp;l=as2&amp;o=1&amp;a=0641597592" height="1" style="margin: 0px; border: medium none" />&#8220;.<br />
It is an anthology of essays that look into historic events which would have had drastic consequences for the way we live today if some small event had not happened.</p>
<p>Ignoring the entire point of the book I have noticed that throughout history, wars have depleted the treasuries of the countries involved. If one country had more disposable gold than another, it usually won.</p>
<p>When both treasuries became empty a truce usually ended the fighting.<br />
Often a country would attempt to borrow money from another country without success which caused the conflict to end. It was an interesting case of international politics and financing.</p>
<p>The world is a different place today. Perhaps the real reason that the Soviet Union collapsed was not because of Ronald Reagan but because it ran out of money.</p>
<p>This I don&#8217;t know with any certainty but it is probable.</p>
<p>Being a Korean War veteran I took the following oath:</p>
<p>&#8220;I DO SOLEMNLY SWEAR THAT I WILL SUPPORT AND DEFEND THE CONSTITUTION OF THE UNITED STATES AGAINST ALL ENEMIES, FOREIGN AND DOMESTIC&#8230;SO HELP ME GOD.&#8221;</p>
<p>I still feel that way. I want my readers to be absolutely sure of my views regarding our military-past and present.</p>
<p>I am in favor of whatever it takes to preserve the United States and our way of life but I wonder who we will go to when we run out of money.</p>
<p>Not only are we dealing with the cost of the war itself but we are shipping our money by the bucketfuls to people who don&#8217;t have our best interests at heart and who may be stockpiling it to finance their war against us.</p>
<p>What if?</p>
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